2 ways to Authorize.net Magento 2 integration for updated versions

However, starting from the Magento 2.4.0 version, Magento 2 Authorize.net doesn’t work anymore, as Magento has removed Authorize.net from their core source code. This change was to slim down the core Magento platform, offering merchants flexible options for payment gateways.

As a result, merchants using Magento 2.4.0 or later will need a 3rd-party extension or integration service available on the Commerce Marketplace to integrate with Authorize.net. 

Now, if Magento is your eCommerce platform and Authorize.net is your payment gateway, there are 2 primary ways to achieve a seamless integration. 

Additionally, the Authorize.net Magento 2 integration method may vary depending on whether your business operates solely online or online and offline. Below, we’ll explore these two approaches in detail.

Method #1: Use extensions for online-only Magento stores

Situation: You run a Magento store and want to integrate Authorize.net to take payments.

Solution: Use the Magento Authorize.net extension to create a link for sharing data between two software. 

The Authorize.net CIM (customer information management) extension has been structured so perfectly that it can integrate with Magento. Hence, Authorize.net CIM Magento 2 enables all your customers to make payments directly from your website.

The role of the Authorize.net Magento 2 extension:

• Serve as a link between the Magento store and the Authorize.net payment gateway
• Guarantee a safe payment data transmission and processing method that addresses PCI Security Standards   
• Secure payment processing via Accept.js, AcceptUI.js, and tokenization with Magento Vault
• Support eCheck, Authorize.Net ACH, VISA Checkout, and all major credit cards
• Manage refunds, partial captures, voids, and $0 authorizations in Magento admin
• Generate tokens without immediate charge and manage customer profiles securely
• Multi-store support with different Authorize.net accounts for each site
• Set minimum or maximum order totals to control payment method availability

=> You might like: 7 top-rated Magento payment gateways in 2024

Method #2: Leverage Magento POS for online and offline integration

Situation: You have a Magento store and physical locations and need a unified solution to process online and offline payments.

Solution: Implement a Magento POS system that integrates with Authorize.net. The POS will sync data between your Magento site and physical stores in one flow.

The role of the Magento POS: 

• The POS connects your Magento 2 website with physical stores. It accepts in-store payments via Authorize.net terminals and facilitates online transactions via Authorize.net gateway.
• Enhance customer satisfaction and trust with a consistent payment process across channels
• Simplify reconciliation with shared data from online and offline channels
• A robust POS helps ensure PCI compliance for your stores.
• Automatically sync inventory from all channels and locations to manage stock effectively
• Manage customer data across sales channels for a consistent shopping experience

For any merchant planning to use the same payment processor both online and offline, installing a 3rd-party Authorize.net extension for Magento 2 is not the complete solution. Luckily, there’s a robust alternative with Magestore POS, which helps you build an all-in-one omnichannel payment processing system.

And by using Magestore POS to connect with Authorize.net and Magento 2, merchants can:

1. Process in-store payments via the Authorize.net terminal
2. Facilitate online transactions
3. Sync data between physical stores with Magento store in real time
4. Centralize online and offline payment data in the Magento backend
5. Enhance customer experience

While the Authorize.net Magento 2 connection is a valuable feature, it’s just one aspect of the broader omnichannel retail integration capabilities that Magestore POS offers.

By choosing Magestore POS, you’re investing in a tried-and-tested, fully comprehensive retail management system with deep Magento ecosystem expertise. Thus, you can offer your customers a consistent and seamless experience at every touchpoint. 

Key features

• Offer unified payment methods and access to stored payment information across both online and offline channels
• Support various payment methods like cash, debit cards, credit cards, reward points, store credits, gift cards, layaway, etc.
• Enable split payments for flexible transaction handling
• Adhere to the Payment Card Industry Data Security Standard (PCI DSS) 
• Securely store customer payment preferences and history
• Enable quick recall of customer data for repeat transactions
• Process payments in real time through Authorize.net’s gateway
• Provide immediate transaction approval or decline
• Able to process transactions during internet outages and sync data to Magento once the connection is restored
• Facilitate full and partial refunds directly through the POS interface
• Enable voiding of transactions before settlement
• Manage payments across multiple store locations
• Easy to integrate with many payment processors, such as Adyen, PayPal, Tyro, Global Payments, Stripe, Square, etc.
• Consolidate financial reporting and end-of-day processes by syncing online and in-store transaction data in the Magento backend for comprehensive financial analysis
• Automatically update stock levels across all channels upon sale completion

👉 Ready to transform your retail operations? See how Magestore POS integrates seamlessly with Authorize.net and Magento. 

1. What is Authorize.net CIM?

Authorize.net CIM (Customer Information Manager) is a system that allows businesses to store customer payment information securely on Authorize.net’s servers instead of on the Magento server. That means customers can save their payment details, like credit card info, billing address from the checkout page, or bank account information, for quicker checkouts in future transactions.

Besides, CIM eases the process of making payments and provides Magento 2 PCI compliance by moving the storage of sensitive data away from the merchant’s server. 

2. What is Authorize.net ACH?

Authorize.net ACH (Automated Clearing House) is a payment processing service that helps businesses accept electronic check payments right from their customers’ bank accounts. As part of the integrated solution, Authorize.net eCheck provides an organization with security and efficiency compared to paper checks and card payments.

3. What is Authorize and Capture in Magento 2?

“Authorize and Capture” refers to a critical payment action setting for Magento 2 payment extensions such as Authorize.net. This setting offers two primary options:

Authorize Only

• Verify the availability of funds using the customer’s payment method
• Do not immediately transfer funds
• Require manual capture by the merchant, typically at the time of shipment

Authorize and Capture

• Combine authorization and fund capture in a single step
• Charge the customer’s account immediately upon order placement
• Automatically generate an invoice in Magento 2

These options depend on the merchant’s business model and cash flow requirements. “Authorize Only” provides flexibility in timing the actual charge, while “Authorize and Capture” ensures immediate payment collection.

4. How do I integrate payment methods in Magento 2?

Integrating payment methods in Magento 2 is a crucial process for eCommerce functionality. Here’s a concise guide to help you get started:

Payment method integration in Magento 2 — Key steps

Step 1: Access admin panel: Navigate to your Magento 2 Admin Panel

Step 2: Navigate to payment methods: Go to Stores > Configuration > Sales > Payment Methods

Step 3: Select a payment method: Magento 2 offers built-in options like Check/Money Orders, Cash on Delivery, Bank Transfer, and more. Choose one method for your business model.

3rd-party payment gateway integration:

For 3rd-party payment gateways like PayPal or Authorize.net, you need to install additional modules or extensions. Here’s an overview:

Step 1: Install the extension

• Go to the Magento Marketplace and find the extension for the payment gateway you want to integrate
• Follow the installation instructions provided by the extension developer

Step 2: Configure extension

• After installation, return to Stores > Configuration > Sales > Payment Methods
• Locate the newly installed gateway in the list
• Configure according to the extension’s documentation and your merchant account details

5. What payment methods does the Authorize.net CIM extension support?

The Authorize.net CIM extension supports the following payment methods:

• Credit and debit cards: Visa, MasterCard, American Express, Discover
• Electronic checks (eChecks): Direct bank account payments
• Digital wallets: Magento 2 Apple Pay, Visa Checkout, PayPal
• Tokenized payments: Enhanced security with tokenization

6. How to set up Authorize.net in Magento 2?

Authorize.net allows customers to make secure payments directly on your website. Once you set it up, your site will be ready to accept payments seamlessly.

To get started quickly, follow these three steps:

Step 1: Set up Authorize.net direct post Magento 2: Configure the Direct Post method to enable secure transactions 

Step 2: Connect to your Authorize.net account: Link your Magento store to your Authorize.net account using your API credentials 

Step 3: Configure the system: Finalize the settings to ensure everything is working smoothly and securely